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My niece just turned 16 and they are letting her get her license. They are even going to get her a car. I was told by my auto insurance to not even let them get a license until they are 17 because the accident rate is so high with teens. Are any of you mothers of teens that are in this situation? Has your insurance gone up alot? Do you let them go out at night with other teens in the car? ↓
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| Name: Debra | Date: Mar 31st, 2006 10:41 PM |
| I have an eleven year old and he will never drive until he is 17- too many teenagers have died around here from just being reckless in the car ↑ |
| Name: Amy | Date: Apr 1st, 2006 12:04 AM |
| My brother was 17 when he got his first car. He had to work to pay his insurance, car, and go to school. He is still doing that. A year ago he got in a car accident and the person that hit him took off. From the result of the impact to his head he got a blood clot in his brain. He is looking to get surgery but he's scared. My mom also expects him to be home by 8 at night unless my older brother is with him. ↑ |
| Name: Angela | Date: Apr 1st, 2006 12:11 PM |
| I live in Idaho and you only have to be 15. ↑ |
| Name: Paula | Date: Apr 2nd, 2006 11:09 AM |
Yes the insurance does go up.
When my daughter got her license, it was her responsibility to pay the difference in insurance. And if she wanted a car, she had to buy it herself. She chose not to get her license until she turned 17. And although she had enough money saved for a car, she chose to keep that for college instead.
Ofcourse we had certain limitations on her driving, but her being able to drive made such a huge difference in my life. It was nice to not have to play chaffeur all the time. She was very respectful about using my car and always bought her own gas. Although it caused us both a certain amount of inconvenience sometimes, she did almost all the compromising. Some say we are lucky that she was so respectful, but it isn't luck. She knew that if she wasn't respectful, she would not get to use the car at all...she would have to buy her own and pay for her own insurance. She knew the consequences of not being respectful and decided that it was in her best interest to be.
Now in her second year of college, she still doesn't own a car. She says she much rather use her money for college then insurance. And since she doesn't live here anymore, our insurance rates have gone down.
It is true that people do not appreciate that which they get for free. With certain freedoms, comes responsibilities. Car use and/or ownership in teenagers is a perfect time to teach them this fact.
So I support teens having licenses and cars, but they need to have guidelines and responsibilities with them. ↑ |
| Name: Paula | Date: Apr 2nd, 2006 11:10 AM |
| btw, my daughter has never had an accident, or a ticket....yet. But I consider her a better driver then her father, lol ↑ |
| Name: Bridget | Date: Apr 3rd, 2006 1:38 PM |
We put our daughter in a Drives Ed Class right when she turned 15, that way we knew she would have a full year of driving with us (her parents). My goodness the mistakes she made with us in the car. I'm so glad we were with her to correct those mistakes. Her Dad took her on highways, rush hour and mountain driving many of times. By the time she was 16 we felt confident that she was a safe and defensive driver. We did give her a loan to buy a car, but she paid for it and her car insurance. I personaly think if they have to pay for their own car and insurance they will take better care of it and be responsible. She is turning 19 and hasn't had any accidents or tickets, Thank God! We let her go out a night with other teens, but had to be home by 10:00p.m., unless a special occassion. We always told her as she was walking out the door make sure and wear your seat belt and she couldn't take anyone that wouldn't have a seat belt, no talking on cell phone or blaring music and watch out for the other crazy drivers and if we caught her doing any of these things, the car was gone!!!!
But you have to look at your niece and ask yourself is she mature enough to handle a drivers license. Oh and you asked about insurance, it didn't go up much we got a discount because of drivers ed. Good Luck ↑ |
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