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Name: lindalu
[ Original Post ]
My husband is always taking money from the ATM. I will send all the bills out, next time I check the account I find we may not have enouph to cover them. All because he is an ATM junky! He wont say any thing to me about taking money. He wont even ask what is available... he will just sucks the account! like it is bottomless and has no limit. It makes me crazy!
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Name: Serina S | Date: Jul 24th, 2006 3:37 PM
Take the card away or maybe move the money to another account that is for the bills only (NO ATM CARD). You could even havw him do the bills for a few months so he knows when and how much each bill is.
Whay is he taking the $ out is it just fir fun or is he spending it on gambleing or somthing important like gas???
Tell him youare a team and in a team you have to work together. Tell him that he is hurting your finances and damaging your credit. The more checks are bounces the lower credit score you have.
Ask him how he would feel if he were paying the bills and y\ ou took mayey out when ever you felt like it ANDdid not tell him????
I would just money $ to a checking account in your name only and any excess $ leave in the old account

Just a tought ..Very best of lucl! 

Name: homemommichele | Date: Jul 24th, 2006 3:45 PM
Get that thing away from him!! I agree with Serina. Once you start bouncing checks it is almost impossible to dig your way out, you don't want that to happen!! 

Name: Serina S | Date: Jul 24th, 2006 4:01 PM
Man sorry about the trypos!!!!! 

Name: lindalu | Date: Jul 24th, 2006 4:58 PM
No bounced checks yet! He dosnt gamble, he likes to eat expensive lunches and often treat co workers as well. Not to mention the coffees and computer soft ware. I am trying to get a budget started where he will have what he needs (not wants)and also be sure all the house hold expences are met. He knows what we have for expences he is just earresponsible with money. I have always been the bill payer he's has always been kept up to date on every thing. That is why I get so angry with him he dosnt seem to listen. I do realize there are things he needs for instance ...gas, lunch ect. but he can choose a less expensive place for lunch every day. Possibly drink less coffees and dont buy fribilus items all the time. 

Name: Lizzi | Date: Jul 24th, 2006 5:02 PM
Get a private account for the bills that he has no access to! 

Name: lindalu | Date: Jul 24th, 2006 5:18 PM
Thats what I told him I was doing. He dosnt see he is doing any thing wrong. Thats pretty bad that I have to treat him like a child and give him an allowance! Truth fully it make me sick at the thaut of having to do that. 


Name: charla | Date: Jul 24th, 2006 6:14 PM
lindalu my hubby is on an allowence becouse he is clueless he will spend and spend until theres nothing left and then he wonders were it all went!!! 

Name: lindalu | Date: Jul 24th, 2006 8:41 PM
Charla mine is the same way. 

Name: EthansMom0213 | Date: Jul 24th, 2006 9:01 PM
My husband use to do this and then I took his ATM card away. Told that apparently if he needed money he was going to have to ask me from now on.

It would be one thing if he was taking care of all the bills and he knew exactly what was in there. But he doesn't. I did eventually give his card back and he is officially on a $50 budget for 2 weeks. He finally does ask if he needs to get something (what I think is needed) if he can use the card. But if need be I would take it away from him again. 

Name: Layne | Date: Jul 24th, 2006 9:12 PM
my husband and myself are on a 20.00 free spending budget. If we want something that cost more we save the 20.00. we used to spend like the money grew on trees. Well guess what? None we have a 2nd morgage on the house and we cant. please whatever you do budget!!!!! 

Name: lindalu | Date: Jul 24th, 2006 9:38 PM
Layne I hear you! we also have a second mortgage, a daughter in collage and 6 animals to feed plus vet. Not to mention all the other expences. Just the cost of gas is killing us! it cost about $100 a week for my husband to get to and from work. I have written out a budget plan and he had better stick to it. 

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